Bad Credit Auto Financing in Waycross, GA

Bad Credit Auto Financing in Waycross, GA

Contact Walker Jones Honda About Sub-Prime Auto Loans

Are you car shopping near Blackshear, Georgia but you have less than stellar credit? If you're wondering how you might make your dream of driving home in a quality new or pre-owned Honda a reality with your bad credit rating, then turn to Walker Jones Honda, in Waycross, GA!

Our in-house finance department works with Georgia car buyers of all credit scores and financial backgrounds. We're here to make you feel comfortable when applying for car loans, whether you have excellent credit or poor credit. We invite you to learn how to apply for sub-prime auto loans at our dealership, and what our hassle-free bad credit financing process entails.

Qualifying for Bad Credit Car Loans

Here at Walker Jones Honda, we get many questions regarding bad credit or sub-prime auto financing, so let us address some questions that we hear from car shoppers with low credit scores. If you are wondering whether you might qualify for bad credit car loans, know that you have come to the right place!

When determining a car buyer's eligibility, our bad credit financing specialists will take into account a number of factors, including the following:

Your Credit Rating

To initiate the bad credit financing process, first apply for auto loans using our secure online credit application. Our auto loan specialists will then run a credit check to understand your current credit rating and unique financial situation better. Lenders make use of credit checks to learn about any bankruptcies, foreclosures, repossessions or missed payments that may have affected your credit, as well as any outstanding loans. Make certain to obtain the latest copy of your credit report and check for any errors, as you don't want any surprises when you go to apply for auto loans.

Your Debt-to-Income Ratio

Auto lenders like the finance team here at Walker Jones Honda will also consider the amount of money you want to borrow, weighing your ability to pay back the loan over time. Your debt-to-income ratio is calculated to help determine your current financial standing as well as your ease of staying up-to-date on any car loan payments.

The Type of Vehicle You Want to Drive

If you are shopping for a new Honda here at Walker Jones Honda, then you may find "friendlier" loan terms, since newer cars typically offer more favorable terms. If you are interested in a used car for sale, our finance team will work with you to settle on credit terms that fit your budget and help you improve your credit rating over time.

Your Down Payment

The greater the amount of money you can provide as a down payment the better, as it will be more likely that you can find viable bad credit financing options with a substantial down payment. So start putting money aside for your stylish new or used Honda Civic or another vehicle today!

Contact the Finance Staff at Walker Jones Honda Today

Submit your finance application then make the short trip over to our Waycross, Georgia location to visit our finance specialists. Walker Jones Honda is the place to shop for a new Honda or used car and get sub-prime auto loans near Hoboken, GA.

Dealer Information
Walker Jones Honda 2700 Memorial Dr Waycross, GA 31503 Get Directions
Sunday:
CLOSED
Monday:
8:00 AM - 7:00 PM
Tuesday:
8:00 AM - 7:00 PM
Wednesday:
8:00 AM - 7:00 PM
Thursday:
8:00 AM - 7:00 PM
Friday:
8:00 AM - 7:00 PM
Saturday:
8:30 AM - 5:00 PM
Sunday:
CLOSED
Monday:
7:30 AM - 5:30 PM
Tuesday:
7:30 AM - 5:30 PM
Wednesday:
7:30 AM - 5:30 PM
Thursday:
7:30 AM - 5:30 PM
Friday:
7:30 AM - 5:30 PM
Saturday:
8:00 AM - 12:00 PM
Sunday:
CLOSED
Monday:
7:30 AM - 6:00 PM
Tuesday:
7:30 AM - 6:00 PM
Wednesday:
7:30 AM - 6:00 PM
Thursday:
7:30 AM - 6:00 PM
Friday:
7:30 AM - 6:00 PM
Saturday:
8:00 AM - 12:00 PM
Phone:

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